Payment Policy

Last Updated: August 10, 2026

This Payment Policy explains how payments are accepted, authorized, processed, secured, refunded, disputed, and otherwise handled when you purchase products from Bego Supply, operated by Seta Services.

This policy applies to orders placed through the Bego Supply online store for delivery within the United States.

By submitting an order and providing payment information, you confirm that you are authorized to use the selected payment method and that the information you provide is accurate and complete.

Nothing in this Payment Policy limits any consumer right, billing-dispute right, warranty, refund right, or other protection that cannot lawfully be excluded, restricted, or modified under applicable United States federal, state, or local law.

1. Store and Payment Contact Details

The online store is operated by:

Store Name: Bego Supply
Legal Company Name: Seta Services
Chamber of Commerce Number: 92397379
VAT Number: NL004950717B85
Email: info@begosupply.com
Phone Number: +1 415 3584163
Business Address: Damstraat 10, 2265 AH Leidschendam, The Netherlands

Questions about payments, charges, refunds, duplicate transactions, billing errors, or this Payment Policy may be sent to the contact information above.

2. Currency

Unless clearly stated otherwise, prices on the Bego Supply website are displayed and charged in United States Dollars (USD).

Your order total will be shown during checkout before you submit payment.

If your card, bank account, digital wallet, or other payment method is denominated in another currency, your payment provider may convert the transaction into your account currency.

Currency-conversion rates and fees are determined by your bank, card issuer, or payment provider and are not controlled by Bego Supply.

3. Accepted Payment Methods

The payment methods currently available to you will be displayed during checkout.

Depending on our store configuration, your device, your location, transaction value, and payment-provider availability, payment options may include:

Major credit cards.
Major debit cards.
Digital wallets.
Accelerated checkout services.
Other payment methods made available through Shopify or an authorized payment provider.

The appearance of a payment method during checkout does not guarantee that every transaction using that method will be approved.

Payment methods may be added, changed, restricted, or removed without prior notice for future purchases.

4. Shopify and Payment Processing

Our online store is hosted by Shopify.

Payments may be processed through Shopify Payments and/or other authorized payment providers made available through our checkout.

These providers may process payment information, conduct fraud checks, communicate with card networks or financial institutions, and determine whether a transaction can be authorized.

Where payment information is processed directly by Shopify or another payment provider, Bego Supply does not normally receive or store your complete payment-card number or card security code.

Payment processing may be subject to separate terms, security measures, and privacy practices imposed by the relevant payment provider.

5. Payment Security

We take payment security seriously.

Shopify states that stores powered by its platform are PCI compliant, and Shopify Payments is subject to applicable Payment Card Industry Data Security Standard requirements for payment-card information it stores, processes, or transmits.

Payment security measures may include:

Encryption.
Secure checkout technology.
Payment-provider security controls.
Fraud detection.
Transaction monitoring.
Authentication checks.
Card-network security requirements.
Access controls.

No online payment system can be guaranteed to be completely free from risk.

Customers should not send full card numbers, card security codes, banking passwords, or other sensitive authentication credentials to Bego Supply by ordinary email.

6. Authorization to Charge Your Payment Method

By submitting an order, you represent that:

You are authorized to use the selected payment method.
The billing information you provide is accurate.
The payment information is valid.
You authorize the applicable order amount to be charged or authorized.
You authorize payment providers and financial institutions to perform checks reasonably necessary to process the transaction.

The amount submitted for payment will normally correspond to the total displayed at checkout, including applicable:

Product prices.
Discounts.
Shipping charges.
Taxes.
Other clearly disclosed charges.

We will not intentionally add undisclosed mandatory store charges after you submit your order.

7. Payment Authorization and Capture

Depending on the payment method and payment-provider setup, your transaction may involve:

An authorization.
A temporary hold.
Immediate capture.
Capture when the order is processed.
Another payment-processing sequence permitted by the provider.

An authorization is not always the same as a completed charge.

Your bank or card issuer may temporarily reserve funds while an authorization is pending.

The timing of authorization releases is controlled by the relevant financial institution or payment provider.

8. Pending Charges and Authorization Holds

After attempting a purchase, you may see a pending transaction even if:

The order was not completed.
Payment authorization failed later.
The order was cancelled.
The payment was not ultimately captured.

Pending authorizations are generally controlled by your bank, card issuer, or payment provider.

Bego Supply cannot directly remove a bank authorization hold.

If you believe a pending authorization remains for an unusually long period, you may contact:

Your bank or card issuer.
The relevant payment provider.
Bego Supply at info@begosupply.com.

9. Payment Confirmation

After a successful checkout, you will normally receive an automated order-confirmation email.

An order confirmation shows that we have received the order request.

It does not necessarily mean:

That payment has been finally settled.
That the order has entered fulfillment.
That every product is available.
That the order has been finally accepted.

We may still review payment, fraud, inventory, or order information before fulfillment.

10. Failed or Declined Payments

A payment may fail or be declined for reasons including:

Insufficient funds.
Incorrect card information.
Incorrect billing information.
An expired payment method.
Bank or card restrictions.
Fraud-prevention checks.
Payment-provider technical issues.
Authentication failure.
Transaction limits.
International-transaction restrictions.
A payment method not being eligible for the transaction.

If payment fails, the order may not be completed.

Bego Supply does not control a bank or card issuer’s decision to approve or decline a transaction.

For more information about a decline, you may need to contact your financial institution.

11. Payment Authentication and Verification

A payment provider, card issuer, bank, or Bego Supply may request additional verification before an order is accepted or fulfilled.

Verification may include:

Billing-address checks.
Card security checks.
One-time codes.
Device verification.
Identity verification.
Payment-provider authentication.
Confirmation of order details.
Confirmation by email or telephone.

We may place an order on hold while reasonable verification is completed.

Failure to complete required verification may result in cancellation of the transaction.

12. Fraud Prevention

We may use Shopify, payment providers, fraud-prevention services, and internal review procedures to identify potentially unauthorized or fraudulent transactions.

An order may be held, declined, or cancelled where we reasonably suspect:

Unauthorized payment use.
Stolen payment credentials.
False billing information.
False delivery information.
Account takeover.
Unusual transaction activity.
Promotion abuse.
Reshipping fraud.
Chargeback abuse.
Other unlawful activity.

We may request reasonable information to verify an order.

Any fraud-prevention action will remain subject to applicable law.

13. Order Cancellation Due to Payment Issues

We may cancel an order where:

Payment cannot be authorized.
Payment is reversed before fulfillment.
Required verification is not completed.
The transaction is reasonably suspected to be fraudulent.
The payment provider instructs us not to proceed.
The payment method becomes invalid.
We cannot lawfully process the payment.

If funds have already been captured and the order is cancelled, we will issue any refund due.

14. Billing Information

You are responsible for providing accurate billing information.

This may include:

Full name.
Billing address.
ZIP Code.
Email address.
Telephone number.
Payment-method information.

Incorrect billing information may result in:

Payment failure.
Delayed processing.
Additional verification.
Order cancellation.

Please review your information carefully before completing checkout.

15. Prices

Product prices are displayed on the Bego Supply website.

Prices may change for future purchases at any time.

A change to a listed price will not normally affect an order that has already been accepted at a valid agreed price.

If we identify an obvious material pricing error before fulfillment, we may contact you and provide an appropriate option, such as:

Proceeding at the corrected price; or
Cancelling the affected product and receiving a refund.

We will not use a pricing-error provision to impose hidden charges or unfairly change an already agreed transaction.

16. Taxes

Applicable sales, use, or other transaction taxes may be calculated during checkout where Bego Supply is required to collect them.

The tax amount may depend on:

Delivery destination.
State.
Local jurisdiction.
Product category.
Applicable tax rules.
Our tax obligations.

Taxes may therefore differ between customers or delivery locations.

Any applicable tax collected by us will be shown as part of the checkout process where required.

17. Shipping Charges

Standard shipping is currently free for eligible Bego Supply orders within our supported United States delivery area unless a different shipping charge is clearly displayed before checkout.

If optional premium, expedited, or special delivery services are made available, their price will be shown before you complete payment.

For full shipping information, please review our Shipping Policy.

18. No Hidden Mandatory Store Charges

We aim to disclose mandatory store-imposed charges before you submit your order.

The amount displayed at checkout should include applicable charges imposed by Bego Supply for the transaction.

This does not include fees that may independently be charged by your own:

Bank.
Credit-card issuer.
Payment provider.
Currency-conversion provider.
Financial institution.

Those third-party fees are outside our control.

19. Foreign Transaction and Currency-Conversion Fees

Although Bego Supply primarily prices products in USD for United States customers, Seta Services is established in the Netherlands and our payment infrastructure may involve international entities.

Depending on your financial institution, your payment method may be subject to:

Foreign-transaction fees.
International-processing fees.
Currency-conversion fees.
Other bank or card fees.

These fees are determined by your payment provider and are not charged or controlled by Bego Supply.

Contact your bank or card issuer if you are unsure whether such fees may apply.

20. Digital Wallets and Accelerated Checkout

Where a digital wallet or accelerated checkout option is offered, the provider may process personal and payment information under its own terms and privacy policy.

Depending on the service, you may be able to use:

Previously stored payment information.
Previously stored billing information.
Previously stored shipping information.
Device-based authentication.

Bego Supply does not control the independent account settings or security procedures of third-party wallet providers.

21. Buy Now, Pay Later or Installment Services

If an installment or buy-now-pay-later service is made available during checkout, that service is provided subject to the relevant provider’s eligibility requirements and terms.

The provider may independently determine:

Eligibility.
Credit approval.
Payment schedule.
Late-payment consequences.
Financing terms.
Account restrictions.

Bego Supply does not guarantee approval for any financing or installment service.

You should review the provider’s terms before selecting such an option.

22. Duplicate Charges

If you believe you have been charged more than once for the same order, first check whether one transaction is only a pending authorization.

If two completed charges appear for the same transaction, contact:

info@begosupply.com

Please provide:

Your full name.
Order number.
Dates of the charges.
Amounts charged.
Last four digits of the card where appropriate.

Do not send the full card number or card security code by email.

We will review available transaction records and take appropriate action where a duplicate charge occurred.

23. Incorrect Charge Amount

If you believe the amount charged differs from the amount you authorized at checkout, contact:

info@begosupply.com

Please include:

Order number.
Amount you expected.
Amount shown as charged.
Relevant order-confirmation information.
Supporting documentation where useful.

We will review the transaction.

If an incorrect store charge occurred, we will take appropriate corrective action.

24. Unauthorized Transactions

If you believe your payment method was used without authorization, contact your bank, card issuer, or payment provider immediately.

You may also contact us at:

info@begosupply.com

We may review our order and payment records and take reasonable steps to assist with an investigation.

Federal law provides protections for certain unauthorized credit-card transactions, and the applicable dispute procedure is generally handled through the card issuer.

Nothing in this Payment Policy restricts your right to contact your financial institution or exercise rights available under applicable law.

25. Credit-Card Billing Disputes

United States federal law provides a formal process for certain credit-card billing errors.

Depending on the circumstances, billing errors can include charges involving:

Unauthorized use.
Incorrect amounts.
Duplicate charges.
Merchandise not delivered as agreed.
Certain credits or refunds not properly posted.

To preserve rights under the applicable federal billing-error process, consumers may need to send written notice to their card issuer within the legally required period.

Bego Supply encourages customers to contact us promptly if there is a problem with an order, but contacting us does not replace any legally required notice to your card issuer.

26. Chargebacks

A chargeback or payment dispute may be opened through your bank, card issuer, or payment provider.

If you have a problem with an order, we encourage you to contact us first so we have an opportunity to investigate and resolve the issue.

This request does not restrict your right to file a dispute.

When a chargeback is opened, we may provide the payment provider with information reasonably relevant to the dispute, such as:

Order confirmation.
Transaction information.
Payment status.
Delivery address.
Shipping records.
Tracking information.
Delivery confirmation.
Customer communications.
Return records.
Refund records.
Evidence concerning the product or transaction.

Personal information used in a payment dispute will be handled in accordance with our Privacy Policy and applicable law.

27. Refunds

Refund eligibility is governed primarily by our Return & Refund Policy, together with applicable law.

A refund may arise because of:

An approved return.
Order cancellation.
A damaged or defective product.
An incorrect product.
A missing product.
A materially misdescribed product.
An unshipped order.
A duplicate or incorrect charge.
Another approved resolution.

Approved refunds will normally be sent to the original payment method.

28. Refund Method

Refunds are normally issued to the same payment method used for the original purchase.

A different method may be used where:

The original payment method cannot receive the refund.
The payment provider requires another process.
You agree to another lawful method.
Applicable law requires another method.

Where a refund is legally required, we will not substitute store credit where doing so would violate applicable law.

29. Refund Processing Time

After a refund is approved, we aim to submit it within five business days after the relevant return or refund review is completed.

Once a refund is submitted:

Your bank may require additional processing time.
Your card issuer may require additional processing time.
A payment provider may require additional processing time.

The time required for funds to appear after submission is generally controlled by the financial institution.

Where applicable law requires a different refund timeframe, the legally required timeframe will apply.

30. Refunds to Expired, Replaced, or Closed Cards

If the original payment card has expired or been replaced, the card issuer can often route the refund to the associated account.

If the underlying account has been closed, contact the relevant financial institution.

If a refund is rejected and returned to us, we may contact you to arrange another appropriate method.

31. Partial Refunds

A partial refund may be issued where:

Only part of an order is cancelled.
Only one product in a multi-product order is refunded.
A customer agrees to a partial refund as a resolution.
A discount must be recalculated following a partial return.
Another partial adjustment is appropriate and legally permitted.

Any partial refund will be calculated based on the circumstances of the affected transaction.

32. Refunds for Unshipped Merchandise

If merchandise cannot be shipped within the applicable promised or legally required timeframe, Bego Supply will follow applicable requirements concerning delay notices, customer consent, cancellation, and refunds.

Where a refund is required for unshipped merchandise, it will be processed in accordance with applicable law.

For further information about shipping delays, review our Shipping Policy.

33. Promotions, Discounts, and Discount Codes

Discounts and promotional codes must normally be applied before an order is submitted.

Unless expressly stated otherwise:

Discount codes cannot normally be applied retroactively.
Multiple promotions may not be combinable.
Minimum order values may apply.
Product exclusions may apply.
Usage limits may apply.
Promotions may expire.
Discount availability may be limited.

Before completing payment, check that the expected discount appears correctly in the checkout total.

If a material technical error affects a promotion, we will take reasonable steps to provide an appropriate resolution.

34. Gift Cards and Store Credit

Where Bego Supply offers gift cards or store credit, their use may be subject to separate terms.

Applicable state law may regulate:

Expiration.
Fees.
Cash redemption.
Remaining balances.
Replacement.

Where state law gives customers greater rights than our voluntary terms, the applicable law will prevail.

35. Payment Data and Privacy

Payment-related personal information is processed in accordance with our Privacy Policy.

Depending on the transaction, payment-related information may be shared with or processed by:

Shopify.
Shopify Payments.
Payment processors.
Card networks.
Banks.
Card issuers.
Digital-wallet providers.
Fraud-prevention providers.
Refund or dispute-management providers.
Other parties necessary to process the transaction.

We use payment information only for purposes permitted by applicable law and our Privacy Policy.

36. Customer Responsibility for Payment Security

You are responsible for taking reasonable steps to secure your own payment accounts and devices.

This includes:

Protecting passwords.
Protecting one-time authentication codes.
Not sharing card security codes unnecessarily.
Monitoring bank or card statements.
Reporting suspected unauthorized transactions promptly.
Keeping contact information with your financial institution current.

Never send us:

Full online-banking passwords.
Full payment-card security codes.
Authentication codes that should remain private.

37. Technical Payment Errors

Occasionally, payment processing may be interrupted by:

Internet disruption.
Browser problems.
Payment-provider outages.
Banking-system outages.
Shopify service interruptions.
Authentication failures.
Technical errors.

If you are unsure whether an order was successfully placed:

Check whether you received an order-confirmation email.
Check your Bego Supply customer account where available.
Review your payment account for a completed or pending transaction.
Contact info@begosupply.com before repeatedly submitting payment.

Repeated checkout attempts can sometimes create multiple temporary authorizations.

38. Payment Provider Terms

Third-party payment services may have their own:

Terms of service.
Privacy policies.
Security procedures.
Eligibility rules.
Dispute procedures.
Account requirements.

When you choose a third-party payment method, you may also enter into an agreement with that provider.

Bego Supply is not responsible for independent fees or account actions imposed by your own bank, card issuer, or payment provider, except where applicable law provides otherwise.

39. Consumer Rights

Nothing in this Payment Policy excludes, limits, or modifies any consumer right or remedy that cannot lawfully be excluded, limited, or modified.

Depending on the circumstances, applicable protections may include rights concerning:

Unauthorized credit-card transactions.
Billing errors.
Duplicate charges.
Incorrect charges.
Merchandise not delivered as agreed.
Refunds.
Unshipped merchandise.
Deceptive or undisclosed charges.
Product defects.
State consumer-protection laws.

Where this policy conflicts with a mandatory legal requirement, the mandatory requirement will prevail.

40. Changes to This Payment Policy

We may update this Payment Policy to reflect changes to:

Payment providers.
Payment methods.
Checkout technology.
Fraud-prevention practices.
Refund procedures.
Security requirements.
Applicable laws.
Business operations.

The current version will be published on our website with an updated Last Updated date.

Changes generally apply to future transactions.

They will not be used to unfairly alter payment terms already agreed for an accepted order unless required by law or agreed with you.

41. Contact Information

For questions about payments, charges, billing, payment failures, duplicate charges, refunds, or this Payment Policy, please contact us:

We aim to respond to customer enquiries as soon as reasonably possible.